**WATERFRONT**GATED COMMUNITY**ETOWN** Assumable VA loan at 2.5% !! Nestled within the gated Nobel sub community of the highly coveted eTown, this stunning 2020-built Monroe floor plan offers the perfect blend of luxury and convenience. Enjoy breathtaking water views from your fenced backyard, complete with a covered patio and outdoor kitchen. The split bedroom floor plan provides privacy and comfort. Inside, you'll find a spacious two-story layout with a welcoming foyer that leads to a gourmet kitchen, dining, and living areas. The first-floor master suite is a true retreat, featuring lavish finishes. Upstairs, you'll discover three bedrooms, and an adaptable loft space. eTown offers resort-style amenities, its own Publix, fire department, and a variety of shops and restaurants. Enjoy easy access to Jacksonville Town Center and major highways like I-295. This waterfront home is a must-see!