This property is located in an area eligible for a special grant program through Renasant Bank, offering qualifying buyers 3% toward their down payment or closing costs. Additionally, there is a program available to reduce your interest rate for more affordable monthly payments. Discover this exceptional townhome in the highly sought-after Ironwood community, perfectly situated just minutes from the St. Johns Town Center, Florida State College, and UNF. Designed for effortless living, this low-maintenance home features a one-car attached garage for added convenience. Inside, you'll find two spacious bedrooms with walk-in closets, two full baths, one half bath, and a versatile upstairs loft that provides ample living space. The covered lanai offers an inviting outdoor retreat, while the breakfast nook and open family/dining room layout are ideal for an active lifestyle. This home is beautifully enhanced with updated laminate flooring downstairs, new carpet with extra padding upstairs, a newer HVAC system, and a new water heater for added comfort and efficiency. Residents of Ironwood enjoy resort-style amenities, including a gated entry, clubhouse, swimming pool, fitness center, car care center, community mail cluster, visitor parking, and scenic walking trails. Water softener included.