Stunning 4BR/3BA + flex/office, pool & spa, 3-car garage in gated Settlement at Twenty Mile in Nocatee! Grand foyer w/ 12' tray ceilings leads to an open living area w/ custom built-ins, fireplace, and gourmet kitchen. Engineered hardwood floors throughout—no carpet! Carrara tile adds elegance in baths and primary closet. Spacious primary suite features tray ceiling, seating area w/ pool views—perfect for coffee or a good book. Flex space has custom frosted-glass barn doors, built-in desk & cabinetry—ideal for office, media, or kids' retreat. Outside is a true oasis: 26.5'x15.5' pool w/ waterfall, 8'x9' gas spa, 1,000 sq ft of Mykonos Leather marble decking, screened lanai, 500+ sq ft covered space w/ dining area, full outdoor kitchen w/ gas, plumbing & TV. Fully fenced yard offers privacy with natural tree barriers. Resort-style living in one of Nocatee's most sought-after communities!